Wells Fargo understands your financing needs as a homebuilder are unique and we strive to help you succeed financially.

We believe in building strong relationships with our clients, which is why when you work with us you’ll have a single point of contact. This means you can more easily access our expertise and broader bank capabilities to explore other relevant banking solutions for immediate or long-term project needs.

Customer profiles

  • Experienced regional middle-market or institutional homebuilders (public or private)
  • Real estate developers with cycle-tested balance sheets to support their respective levels of land development and construction risk
  • Public and institutional profile builders with complex capital structures
  • Individual funds and financial sponsors with history and scale to support development risk

Financing types

Builder debt facilities structured as:

  • Lines of credit
  • Project- or entity-level loans

Loan terms

  • $10 million – $100 million
  • Limited-recourse and recourse
  • One to three years
  • Project-specific A,D & C or borrowing base governance

Property types

  • Single-family and townhome communities
  • Mixed-use commercial real estate

Complementary Wells Fargo products and services

  • Treasury and cash management services
  • Consumer mortgage products through Wells Fargo Home Mortgage
  • Insurance products arranged through a team in Wells Fargo Insurance that specialize in the homebuilder industry
  • Investment banking and capital market advisory through Wells Fargo Securities

Why Wells Fargo?

Experience — We have been lending to builders, owners and investors for decades, bringing a wealth of knowledge and experience to our customers.

Tailored financing — Regardless of the size or complexity of your project, we can tailor our financing to your specific needs.

Unwavering commitment — We have maintained steadfast commitment to customers and the industry through numerous cycles.

Unmatched strength and capacity — Wells Fargo is one of the best capitalized financial institutions in the country, with the capacity and appetite for large real estate holdings.